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Data protection regulators internationally issued a statement [74] asking Facebook to protect personal data of users, and to detail Libra's planned practices for handling personal data, in the light of "previous episodes where Facebook's handling of people's information has not met the expectations of regulators, or their own users. Jerome Powell , chairman of the Federal Reserve , testified before Congress on 10 July that the Fed had "serious concerns" as to how Libra would deal with "money laundering, consumer protection and financial stability. Retrieved 6 August This is an industry-wide issue and scammers are using increasingly sophisticated methods to defraud people in a range of ways, including email, SMS and offline. Fortune magazine.